It seems like you could trim that rent. I’ve seen very nice new condos, that don’t sell on Zip Realty, transfer to Craig’s list as rentals. You can get a brand-spanking-new condo on Banker’s Hill for $1600/month – there’s another $1000 to put towards credit card debt each and every month.
There are lots of great offers from credit card companies for lower rates. I had a great experience with Citibank, (but a bad one with Capital One), so I would also recommend finding lower rates.
I think we’re all fairly conservative with our money on this board, and that’s why ‘creative’ financing options aren’t really being suggested. I mean, why take on more debt, to ‘get out of debt’? I think you’d just be digging a bigger hole for yourself.
Plus, your life sounds like it is in transition right now. You just divorced, and you founded a company. That’s a lot of change! Sit tight, live very frugally, simplify, and watch the market keep heading south.
You’ll be glad in 6 months you did not buy. Plus, if you move, you’d have $6K less of debt!