It is ridiculous…thats why we are in this finacial mess…why should they have a guarenteed return, independent from market risks???? A sole proprieter would have to have a 2 million dollar retirement fund which yields 6% per year which would get you the $10,000 per month..
So obviuosly the fireman/woman didnt kick in this much him/herself…it is the taxpayers that are getting bled.