It is just disasterous, honestly, to be in an HOA. Besides their Nazi regime mentality. I would pay the fees for the necessary things that the money goes to b/c they would have to be paid if it were a SFR, insurance, water, landscaping, etc. The problem is that it’s a community and everyone needs to pay into it and once people stop paying into it, basically collapses. And this is on a good day, b/c very often HOAs are not managed properly and are frequently underfunded. That means that others are carrying the burden. Just very ugly. I really have had moments where I think maybe I could handle living somewhere w/an HOA (though I really doubt I could deal w/their petty rules) but then I read something like this and just cringe and shudder at the thought.