“ It certainly begs the question if going to work still makes sense.”
Pedantic alert: It raises the question!
I am in the same happy boat, I saw my net worth passively grow more than past 1.5 year than all my labor income my first 12 years in the workforce, age 16-28, and all my savings from 16 to 34.
I enjoy my work and have long term commitments to clients and staff. My earning ability and skill level is at its peak and early retirement seems wasteful. There’s also a feeling of keeping up with my peers from school, though I realize that’s foolish. It isn’t so much want to be on top, but I still want to at least keep up with the average, which I have done so far but wouldn’t if I retired.
A factor that is no longer present is that 5-10 years ago I wanted to help family members who were economically struggling. The booming economy lifted all their boats and now I am happy to see them pay off their mortgages and buy new cars.
Finally, working is more enjoyable when you don’t have to anymore.
