In the USA it is important that outrage and anger be directed at those at or near the bottom. Anger and outrage should never be directed upwards, unless it is towards one of the officially recognized political divisions or disposable public figures.
Clearly the person in this story is an irresponsible brat who doesn’t know how to manage their money and is looking for a free ride. Having graduated from college, she might be able to extend her twisted scam for as many as 4 years before she reaches the age of 26! Think of the chaos and damage this will undoubtedly cause.
I will coin a descriptive new phrase for such people here, we’ll call them “Insurance Freeloaders.” I encourage everyone to post to this thread and to create new threads about how these insurance freeloaders are ruining our society.