I’m trying to take out a supplemental policy through work now that we have a mortgage. The carrier is Anthem. I’ve been asthmatic my whole life — so I’ve managed to survive 36 years with it. They still want me to fill out a supplemental form about my asthma history.
This is the same company that, a year before the ACA, declined to let me buy insurance because of … asthma. If, given the chance, they will reject people with such a manageable and ultimately low-cost condition, I feel terrible for all the people who have much more challenging medical histories.