I’m paying mine off in May. 14yrs. I’m looking forward to being out from under the shadow of owing on it. I just wish I’d have gotten more serious about it sooner.
Sure, sure I get all the discussion about why it’s not something to worry about, not bad debt, a tax advantage blah, blah, blah.
Maybe it’s having Depression Parents/Relatives/Small town thinking. Don’t care. All I know is I hope it is just one last thing to sweat.
Then I can sweat the college tuition, two weddings, insurance, taxes, maintenance on cars, buying a new car, new roof, new heat/ac, new carpet, maintenance on the house, vet bills, and food.