if you make $80K+ a year and have a down payment of $80,000+, and have a credit score above 680, and can document your income, you MIGHT be able to get a really good loan on that New Salem house these days.
Holy shit that was funny. If I make 80k a year and have 80k for a down payment, why the f#$%k would I want to live in a lower middle income part of Mira Mesa? This is exactly the kind of vapid boosterism that got us where we are. The whole point of making that kind of money (which if you make it means you most likely worked for it), is that you shouldn’t have to live in a place like Mira Mesa. 80k pretty much puts you in the top 20% of the income bracket, for a family, let alone an individual.
80k income and 80k down payment should at least get you Clairemont (BayHo not CrackHo.) PB or OB should definitely be options. Yeah lets all buy 600k starter homes in Temecula, cuz its a place to start!
