If you cannot do the math…you have no business buying a $400K home. I am not going to feel sorry for them, any more than I would expect someone to coddle me if I went to France and did something stupid.
It seems to me the immigrants can do math well enough to figure out how to maximize their “benefits” when they come into the US. Perhaps if they realized they need to read their contract….MAYBE it would have prevented their so-called “victimization.” The last thing we need is immigrants who can’t function with financial sense. We already have plenty of born-Americans with that problem.