If you are married, California is a community property state. Any judgment against you could only involve 1/2 of your house. A creditor owning 1/2 house is essentially useless since your wife (or husband) is unlikely to be very cooperative with their new partner. The creditor would then be liable for 1/2 taxes etc without any use of house. California is not as good as Florida but some protection nevertheless. This is not a substitute for legal advise but a little context. If you are not married different story.
