Actually, for anyone with that kind of financial distress, the best help is U.S. Bankruptcy Code that helps to wipe the slate clean and start all over. It is legal, humane and protects taxpayers. It mainly hurts stupid investors. The ex-homeowner gets out fairly unscathed. With millions of bankruptcies, it has already lost much of its stigma. It will almost become "fashionable", if another, say, 10 million people file.
BTW, that Bloomberg link works for me { but I use Linux! }
