I would say the further you go north of La Jolla the more people will fit the profile your looking for.
I live in the Avocado Acres area of Encinitas I think a lot of my neighbors fit the bill. I think the older communities more so than newer ones, but a lot of that probably depends on the wifey’s aversion or acceptance of an older home/community. I met my neighbors 2 doors down Bill and Dottie the other day and I guess they bought their home in 1960 for 13k. They have a car, but I dont think they use it much. I met them because they typically go for walks around the block everyday. I think they used to golf a lot because they both have walking sticks make from a stick they found and a couple nails and a golf ball on the top.
Does that sound materialistic? I’m pretty sure they have some equity in the home for the wealth part.
North County is pretty much the best place in the world as far as I’m concerned. One of my old neighbors confirmed it the other day. He said that he has homes around the world(including one in Bali) for work in the oil industry because he travels a lot. He said that if he could retire and sell all the places the one he’d keep in the one on Neptune. He said he’d just go for a walk down neptune everday with his dog and wife and that would be all he needs.