I was asking Bob about his system of why-should-I-pay-for-you.
Thankfully we have Medicaid. But Medicaid only covers the poor and destitute. It’s means tested and people need to apply and periodically reapply. The periods of lapse are very frequent.
There are millions who are not covered at all.
It is a worthwhile question to ask: “why-should-I-pay-for-you?”. People need to be responsible for their own lives and should not expect others to take care of them and their irresponsible acts. Why should those that act responsibly be penalized? That said, there should be some way to cover those who are beset by circumstances beyond their control, but how do you tell that it was circumstances beyond their control vs. lack of responsibility in their behavior?
BTW: I am one of the so-called uninsured. Basically, I am self insured.