I totally agree peterb, that’s why I suggest cross referencing more than one list. One hopes that, if a black list does anything, it may compel some banks to defend their positions, with perhaps a little more transparency. Of course, if anyone is fortunate to stumble across the FDIC list, I for one would take it seriously. I wonder how legal withholding this information is? Are the courts sympathetic to Catch 22 scenarios? I guess it may depend on the judges politics.