I just wanted to thank everyone for their advice and experiences. I am going to have my daughter read this thread. Jennyo–what you said about midwives is right. I think Kaiser was ahead of its time on that front. When I was pregnant more than 20 years ago, the system at Kaiser was you alternated your monthly (or whatever it was) checkups between your OB/GYN and your midwife (both were employed by Kaiser). The midwife — and I loved her — happened to be on duty the night our baby was born. She delivered the baby.