“Eventually, the Hornbeeks would like to focus on saving for their retirement; they’d like to be able to give an annual tithe of $5,000; Suzanne would like to get braces; and the couple would especially like to put some extra savings away for their children’s college and wedding funds.”
Especially the part about “their children’s college and wedding funds”…
They are in debt up to their eyeballs, and they are seriously concerned about college and wedding funds…
They are really out of touch. Amazing!