I hear you sdr, and my agent felt similarly to an extent. The only difference was that Beaufort SC is a small town and everybody knows each other. My agent had known this family well for years and felt she was trustworthy. And by well I mean from church, and a local business owner, on the board at the Y, etc. Not going out to dinner friends. My realtor said if this was an a complete stranger she would have told me to walk away. As it was she really almost fought me not to take it because she knew it wasnt a great deal. But at the same knew that she couldnt tell me that she could get me any better later. Plus obviously that she could wait two years for her money was a big dissinsentive.
