I havn’t received any letters for them other than the mortgage coupon. Having lived through a foreclosure myself in the early 90’s, I kind of know what the NOD looks like. Analagous to the fat vs thin envelope in college admissions. So I don’t know for sure, just suspect. The only reason I know the balance of the mortgage is because I received an offer for mortgage insurance addressed to me, that stated the loan balance on the property. I give the landlords the coupon every month, so they would know if I opened it.