I haven’t had a chance to fully see it. But real quick, backtracking to high school days, anyone peer-pressured into smoking?
I mean, just b/c everyone is doing it, doesn’t mean you have to.
Insight? Sorry. I must repeat. I suck at math. I have NO special degreess. But it was glaringly obvious to me that numbers don’t add up and temporary low rates that “may” go up means laws of probability apply and living on borrowed time.
One would have to be blind to not see this. There is no insight required. No wisdom needed. Just common sense.
The only thing that was difficult was not following the herd off the cliff. That’s hard. Easy to be swayed, especially when everyone is nudging you.
BUT, back to my analogy. Say nope to dope and ugg to drugs.