I have never made any predictions before, so all these are just for fun:
Housing : Continue its downward trend although at a much slower pace comparing to 2008. May have a temporary rebound, but will end the year 10% lower than what the current price is.
Job : Job loss increases unemployment to 10%.
Stock: Stock market will be higher at the end of the year than what it currently is.
Interest rate: Interest rate will be around 6% by year end.
Oil price: Oil price will also be higher at the end of the year than what it currently is. Spiked due to more conflicts in middle east.
Rest of the world: there will be severe social unrest in the rest of the world rather than in US as predicted by HLS. That will keep dollar strong and interest rate under control. However, inflation will edge up that keep mortgage interest above what it currently is.
