I have live with a HOA for 17 years, and would never live in a neighborhood without one, unless I lived miles away from my cloesest neighbor.
Our dues started around $42/mo and now are $71/mo. I added a deck and had no issues with them. They are fairly leniant sp?. In the past we have had a few Hitler types over the years, but it was still well worth not having the sheets for window coverings, x-mas lights year round, and the dreaded lime green house.
I’m all for HOA’s