I have an individual policy and my premium went up 20% October 1 to compensate my ins. co. for now having to accept applicants with pre-existing conditions after the passage of the HCRA. Even if my ins. co. charges many of them an $800-$1500 mo. premium, they are still a “loss” to carry.
My co-pays of $40 primary/$50 specialist/$12 generic drugs and $8,000 yr. co-insurance if I land in the hospital remained the same.
Because of the recent passage of HCRA, I expect my premium will rise => 20% per year until I am eligible for Medicare (assuming it’s still around by then) :={
