I get catastrophic type situations and chronic conditions, but it seems like any major employer plan is pushing $1500-$1800 per month for a family combined costs
Are families really racking up $20k in medical bills a year?
It seems like there should be a fairly cheap option where the individual pays the first $6500 of any expenses and then anything after that is covered. It doesn’t match bronze tier actuarial cost structure.
For a family structure it at $12k or $18k then 100% coverage. If your below 400% FPL give the money back on taxes.
Cut the billing bureaucracy which seems to be half of every doctors office I’ve been in recently. Literally there’s more people working the phones and insurance payments than treating people.
