I get a lot conflicting information on how to raise your credit scores. I made a down payment on a car with my rewards cards. I don’t think it made a difference with my credit score. I like the idea of paying off your car loan with a rewards card as long as you pay off the balance at the end of the billing period. Make sure your card does not charge you anything and also the auto loan company does not charge you for using a credit card. You can qualify for a larger home loan if you have less monthly obligations.
