I find myself moving to this

[sjk]

I find myself moving to this camp…..

It’s not just that banks are no longer needed–they pose a needless and potentially catastrophic risk to the nation. To understand why, we need to understand the key characteristics of risk.

Why Banks Are Doomed: Technology and Risk

http://www.washingtonsblog.com/2014/02/banks-doomed-technology-risk.html

Regards,