I find it rather strange : for a person that is currently pleading not knowing or not being financially astute when you bought, you appear very careful now considering all details and implications.
I think you are very “easy going” and carefree when it comes to speculating with other people’s money but you are very prudent when it come to saving yours.
And how come you got smarter when your reset is coming near ?
I have an advice for you deadbeat :
Keep paying your loan!!! Somebody was good enough to loan you money (and no they did not tricked you into that!), so make good on your obligation!
