I don’t know that this is a rant speficically about California. You could substitute just about any state for California. The nation as a whole in the crapper. I suggest everyone listen for the woosh and prepare for rotation.
Very few of my peers save, much less apply sort of financial planning. Their attitudes are that someone else will take care of it. No matter the issue, someone will take care of it.
Even if the prevailing attitude change to one of thrift and self sufficiency it would make much of a difference at this point. I can’t help the feeling the we have passed the peak and are heading down hill at an ever accelerating rate.