I dont know. A good friend got one and I saw the papers for it that he had me review. It was a pretty good deal. He was only a little underwater because of buying out his ex even though he owned the house a long time. It kept him in his house that he’s owned for more than 10 years. He lost his job and had to get retrained for a new career which he has since done. He’s in good shape now and it saved his butt.
