I cashed out a while ago and am renting, looking and waiting now. My wife however does not want to rent much longer. We have looked extensively in coastal N. County. Lots of relatively nice houses in 92078 that are begging for lowball offers, but San Marcos High is just not where I want to send my little girl. The San Deguito (sp?) school district however is very good, and I guess that explains all those very very average (and aging) houses in 92024 in the $700ks (perhaps this is soon to change though). So, yes, I agree, schools are a very big factor.