I appreciate the ego boost patient. Truth is I am NOT smart, practically speaking. My life history so far includes a number of DUMB financial decisions and any real learning was done the hard way.
This site was the gateway for me to a basic financial education. I also visited thehousingbubbleblog for awhile but never posted. I currently spend a lot of time on Calculated Risk where I sometimes post as Not_Going_To_Post. I know you visit there. (really I intended to never post)
Besides Rich and his excellent primer and posts I learned a little from lots of posters here, enough to have confidence in my ability to evaluate potential properties. I am confident I will not have a cash flow problem with my purchase though only time will tell if I overpaid or not. Like most people I ended up paying a little more than my original target price.
I appreciate your insights as well. I know for a fact I take more than I give here.