I am talking about the capable and willing not the priced out, pie in the sky, and/or supersmart unwilling. This isn’t the first real estate cycle I have ever lived through. I am not fixated on the bottom nor do I think it is necessary from a sound investment point of view. That is all I am trying to get across. Market timing aside, that 20k of inventory isn’t all unaffordable and some of it is going to sell at nominal prices lower than it will ever be again,this trend starts growing from now on out. I am not saying most buyers will not go upside down. It is a matter of number and degree though.Some will make out like bandits. The full market isn’t completely messed up any more unless we have a depression.