I am Gen Xer while my wife is Gen Yer. So I am actually in between in terms of risks. I am probably right in the middle for the asset allocation percentage related to you guys (in terms of debt/asset, as well as cash reserve). I will take 30 years with negative points at any day over 15 years, but at the same time, I am not comfortable putting down payment likely needed within 2 years into the stock market in any meaningful way.
I guess everyone has a level of risk tolerance and I also don’t agree with the blank statement that CAR had about debt.
