I am also in the hunt as many folks know. I have noticed something different between areas I looked in the Bay Area and SD. Up here, I can ask for a disclosure packet after I tour the home and before I write an offer. It usually has all the inspections and reports (mold, foundation, termintes, everything). I still put in all those contingencies and do my own inspections, but they are to confirm what is there.
In SD I have asked for disclosures from the get go and always been told there are none other than the mandatory questionaire. I have stopped asking. Along with the abscense of lock boxes in SD, this is another odd difference between here and there.
