I am 2/3 in equities in the form of foreign mutual funds (JAOSX and ODMAX) and an all India etf (EPI). The other third is in cash. If we crash as predicted a week for now I throw the other third into equities by buying high quality individual stocks such as AAPL, Apache, Rig, Goldman and hey maybe some TJ MAX. Maybe the crash will be like shooting fish in a barrel as it was last fall and in March. Bubble days are here again! Whoopee!