I agree with both, house is your home, but is also one of the biggest purchases most people make in their lifetime.
While I would love to have that feeling of having my home, and painting the walls, my wife tending to flowers and getting a dog. All those rosey feelings would fly right out the window if I knew that I was so upside down that my little house now turned into a cage.
Or I bought a cage because that was all I could afford. 😉
