I agree we should be mindful of the small stuff that adds up, but I think it’s the house and car this is killing most people.
It’s the medical care, insurance and education.
And medical care costs are getting more expensive all the time (at a frightening rate).. If the cost model followed the behavior of ‘computers’, it would have gotten far cheaper. Greed and malpractice insurance costs are driving a large part of it.
A question to think of:
When going for medical care, the cost of the care is hidden from most clients (effectively through health insurance). Therefore there may be little downward pressure on costs. Part of what drives down cost is shopping for less costly ‘items’ with near the same ‘value’. So, if we go for a national health insurance, will this drive down costs? (how/why)
Did the mandatory drivers insurance in California drive down the cost of auto insurance for the buyers of auto insurance?