I agree that the bailout arguments seem like at lot of ether. Businesses that pay wages with a loan have a cash flow problem in my view. Making mortgages harder for people to get is probably a good thing in view of the what’s just passed. Curbing auto loans to buy gas guzzling tanks is also a plus. But with all due respect I haven’t seen many plausible arguments, facts or statistics, against the bail-out. Maybe I’ve been looking in the wrong places. Please enlighten me, and yes I have read Rich’s thesis. Let’s have some reasoned arguments, as to what is going to happen and not just fatuous rhetoric.