The theme is (I think) we are supposed to sympathize with this guy. Lets look at a few quotes before we break out the tissues…
“poses inside his Irvine, Calif. home”
“American Express reduced the limits on three credit cards”
“pay down their credit card debt”
“pawning a diamond ring and selling camera equipment he owed money on”
“$550 monthly payment on a gray BMW 335i he leased last April.”
So the guy was living beyond his means and got dinged. I hope he learned his lesson. I figured it out ten years before he did so I’m not gonna end up in the same boat.
