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https://www.cdc.gov/nchs/nvss/vsrr/covid19/index.htm
see table 2 for deaths by age
In essence if you are over 60 or have underlying conditions, sheltering in place is the long game until there is a vaccine.
Everyone else could probably make an estimate of their personal risk level.
We could open communities as enough remdisivir comes available if the tests continue to be positive.