HSBC has a savings account that allows to withdraw from most ATM’s WW with no fees & at competetive FX rates. It also pays a decent interest. No cost to open/close account, $1 minimum balance.
I travel often for work & got annoyed at always getting “nickeled & dimed” all of the time when pulling out cash in different countries with my non-local bank ATM card or the extortionate credit card ATM rates. HSBC is one of the larger WW banks.