“How does ANYONE not have help from others in this market? Especially for a first-time buyer?”
There are plenty of people who buy in this market who have done it themselves. We have chosen not to because we don’t want to lose $8k/month in the value of the home. But we could easily afford to do so, without any help from family or friends. And we would be first time home buyers here in San Diego if we were to do so.
Just be careful on expecting future money from others. Doctors can start making alot of money way down the road, but they want to reward themselves first for the years of hard studying and residency. I sure wouldn’t want to impose on my family for paying for a house that I overpaid for. That burden on them can strain relationships, even if they agree to “cover you”. And you can’t be sure that the future daughter-in-law will want her in-law to live in the same house.
