How does ANYONE not have help from others in this market? Especially for a first-time buyer? I understand that real estate in San Diego is on the decline. I’m just trying to point out that people are still buying, despite all the doom and gloom on this board. I am especially pissed that you think I am relying on others. That’s true as far as this house is concerned. But who do you think is paying for the kid’s med school, car, etc? Don’t scare people off this board. If there’s not a give and take, it will become very boring and die.