HLS
My problem is that at every turn you try and make like every person in the mortgage business is a schmuck except yourself and that no consumer can figure out finance without your help. I posted a series of articles demonstrating interest rates going down in addition to having a number of friends who are institutional mortgage backed securities salespeople who truly see the market well in advance because their customers are institutions like CALPERS and PIMCO who actually move markets when they buy or sell securities.
Are rates going to head higher. Sure. In the immediate future. Not likely.
