[quote=HLS]I can rant on as long as anyone BUT can also provide info that can make/save people money AT NO COST. Guaranteed. PERIOD.
It’s not economic theory OR projections OR NPV gibberish. It’s reality.
As far as credit cards go, I get $500-$750 every time I open a credit card account, with an 800+ credit score
I’ve probably had over 100 credit cards and have been on lots of flights, cruises and hotel nights FOR FREE.
Use of credit cards responsibly is a goldmine for responsible adults. (and can RAISE a credit score)
I’d be embarrassed to say that I only had 4 credit cards.
I think I have 18 right now and just got a Delta Amex card last week, that comes with enough bonus miles for a FREE round trip nonstop LA-Belize or other Caribbean locations. (There’s $57 tax to be paid to Belize)
and get to check 1st bag free.
I’ve paid mortgages off with 1-2% loans from credit card companies. I deal with facts, not theories.
Certainties, not projections.
Just because 99.5% of people don’t ‘get’ certain things, it doesn’t mean they’re wrong.
There are plenty of loopholes and ways to benefit when people are willing to listen instead of argue about things that they really don’t understand.[/quote]I could have had 18 credit cards, HLS, as well as twice the credit limit I started out with on all of them.
But I don’t want or need that many bills to keep track of every month. And I don’t “need” the credit.
I think the cards with bonus airline miles are great and have been encouraging my kids to apply for them. Unfortunately I myself have vertigo and don’t fly (or ride on ships) very well. And I have never been able to go on most amusement rides. I need to stay on the ground and drive my car.
I believed you when you said you could offer no-cost financing back in an earlier thread a couple of weeks ago. I believe it was truly at “no cost.”
