Hi Jim,
I was in escrow for a 1bd place in Bay Crest a few years ago. During that time I found out that the HOA was in litigation over a leak under the slab of one of the units. The unit wasn’t livable and the lady had to move out. Apparently they said that it wasn’t covered and it was going to court. The bank freaked out was going to change the terms of my loan because it was in Bay Crest. That was enough for me. I bailed out and it was the best decision I ever made. I would look into the HOA insurance out there before you make any purchases. They were also hitting the residents up with assessment charges at the time. It is a nice place but make sure you do your homework before pulling the trigger on this one.