As I told svelte, it is nice to hear from one of the oldies.
Yeah, the rigidity of the sellers is extreme. I put in an offer of $385k with the seller paying the closing cost. We made the offer and may not be the chosen one, but if we are we will still think hard before going all in.
I do like the home and the mortgage is something I am comfortable with. Our income may put us in a higher bracket of middle class; nothing more though.
The $5k credit, I thought, “Ooh, thank you for your generous counter offer.”. Feel the same as you. Mix that with no repairs will be done and you feel more hesitant and that you are really getting the short end of the stick.