[quote=gzz]OCT: how smooth was owning.com’s process?
Does “no closing cost” mean no cost at all, or did you have to pay for an appraisal, title etc.[/quote]
I thought their process went pretty smoothly. Truly no cost, only had to set aside money for escrow account (1 year insurance 6 months taxes) and wait for older lender to refund old escrow account. Only minor issues were it was just around property tax time and old lender had not yet paid taxes so we paid those, then few days before closing they decided to finally pay those so had to wait for refund from county. Also just before closing they requested another pay stub, assuming to confirm still employed as that was during time when 6 million people were getting laid off a week.
I’ve recommended several friends to them, bummed I can’t take advantage of their new lower rates.
