[quote=gzz]“ At least with stocks you sell a smaller amount each year to avoid the highest 23.8 rate. You could probably get the 0 or 15 rate when retired and 15 or 18.8 rate when working.”
Exactly. And wait to move out of CA to sell stock.[/quote]
I like San Diego so not planning on moving out. Problem with CA taxes is that it is very progressive. If I retire early, long term gains of 80K to 250K results in fed taxes of 0 to 9 percent and CA taxes of 3 to 7 percent. Not bad and definitely not worth dying over.
