Great stuff, Gary. I plotted the 3 series you gave (1/1, 2/1, 2/2) on my own spreadsheet at home, and got to the same conclusions you drew. (I too don’t know how to post charts). I appreciate your sharing your original, insightful, and objective research.
Gary, your description of the places in El Cajon you’re considering make them seem like slums. Based on the quality of what you’ve posted, you sound capable and level-headed. I don’t mean to offend you in any way, but if someone like you thinks they have to live in a slum, then maybe you’re not getting paid your worth. Have you considered finding higher-paying alternatives to your current job or business?