Good post TG. When I got out of school and obtained a CC, I didnt know how to manage money. It took over 15k of debt for me to get the lesson. Since then, a buddy introduced a basic excel based spreadsheet to me to track my/ family budget. I keep track of all bills with dates paid and confirmation numbers. I list all major expenditures like groceries, gas, eating out etc. Simple enough measure to track your money and match it up to the bank account.
